Archive for June 30th, 2008

Holy s***! I bought a house…

Well actually a townhouse but it’s still the same really…responsibility and upkeep. I suppose the feeling I should be having here is excitement. And to many degrees, I do have that particular sentiment. But overall I am more to the point — numb. I can’t believe the grueling process is over. It started with hopes of receiving a forgivable loan from the City of Dallas. I may have a pretty fun job, but the pay isn’t that great.

 

 Well, I qualified for a program that allowed me to receive $10,000 from the City of Dallas if I:

A.) Found a home in Dallas, of course.

B.) Take homeowner classes.

C.) Live in the home at least 8 years.

It seemed perfect. But right in the middle of my offer to the townhouse I wanted, they pulled the funding. They now exclusively offer the funding, even at a better rate, for the homes that are in their system, which means I wouldn’t be able to just find a place — it had to be on the city’s list of homes they are trying to sell. I decided to give up.

Then in May my realtor calls me and tells me that the townhouse I wanted — the one I had originally put an offer down on — dropped $10,000. It just seemed meant, but not without a few hiccups. Namely the appraisal came in under the sales price and there were a few repairs that had to be taken care of such as a few breaker issues. And even after all that, I sat at the title company’s table of endless papers and began signing. Then my realtor points out a taxing discrepancy. Would it ever end?!

The next day I finally got the keys and my family and I went out to dinner to celebrate with my realtor. We had some crazy times together so I felt it only fitting to pay for our dinner. Confession: actually dad made me but I was gonna pay — promise! As well as the fact that I am sure I was very small potatoes in the scheme of clients for my realtor. After all the trouble we went through, all of his concerns and looking out for my best interest, I just don’t think his commission from it all is that spectacular but he’s quite a humble man. And anyone who could put up with my tastes and demands deserves more than a gold star. I mean I am really particular about what I call, and I think the industry calls, “wet areas.” That basically means I’m a stinker about kitchens and bathrooms. But considering my choices of price range, and my particulars about what I wanted, I think I did pretty good.

So here I am — outside of my very own place (please excuse my casual attire…not my normal look I assure you.)  Sure the neighborhood isn’t the Ritz but it’s a place that really suites me. And I’m happy to call it home. But all this means is I’ll be pretty preoccupied between medical appointments and cleaning/preparing the new place. Blogging will be a tough one in the next few weeks, but I’ll still try to make time to blather about.

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